Muhammed's CV

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Muhammed Razal

ACCOUNTANT | FINANCIAL ANALYST | COST ACCOUNTING | CMA (USA)

Al Qusais, Dubai, UAE

Profile summary

Multilingual professional fluent in four languages operating as an Accountant and Financial Analyst with 2 years of experience across 1 organization. Skilled in general ledger maintenance, variance analysis, bank reconciliation, and cost control using Tally Prime and advanced Microsoft Excel. Confident in supporting budgeting decisions through daily cash position updates and revenue reporting. Committed to maintaining financial data integrity and internal controls within public private partnership frameworks.

Career highlights

General Ledger Maintenance: Managed daily financial operations within a public private partnership framework for a state government project, overseeing general ledger maintenance and cash flow tracking.

Variance Reporting: Prepared daily cash position updates and monthly revenue and expense variance reports to support budgeting and cost control decisions.

Bank Reconciliation: Reconciled high volume electronic service and UPI transactions against bank transfers and digital payments, resolving discrepancies before reporting.

Key skills

TechnicalDigital & UPI Payment Verification
ProfessionalGeneral Ledger Journal Entries Trial Balance Cash-Book Management Revenue & Expense Tracking Profit & Loss Reporting Management Reporting Cost Management Cost Analysis Budgeting & Forecasting Variance Analysis Financial Statement Analysis Bank Reconciliation Internal Controls Audit Trail Compliance Tally Prime Google Sheets Google Docs IFRS US GAAP Microsoft Excel

Professional experience

AccountantMay 2022 - May 2024
Akshaya Centre (PPP Model - State Government Project)Kerala, India

Managed daily financial operations within a public private partnership framework for a state government project, overseeing general ledger maintenance, cash flow tracking, and accounting records for operational expenditures and service fees.

  • Maintained general ledgers, cash books, and secondary ledgers alongside supporting documentation to ensure data integrity and audit trail compliance.
  • Prepared daily cash position updates and monthly revenue and expense variance reports to support budgeting and cost control decisions.
  • Reconciled high volume electronic service and UPI transactions against bank transfers and digital payments, resolving discrepancies before reporting.
  • Used Tally Prime to maintain the general ledger structure and generate profit and loss statements and other financial reports.

Education

CMA (USA) - Certified Management Accountant
Institute of Management Accountants (IMA)
  • Passed both examination parts; certification pending
Bachelor of Commerce (B.Com) in FinanceJan 2024
Kannur University
  • Graduated 2024

Languages

English · Professional

Malayalam · Native

Hindi · Basic

Arabic · Basic